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REAOC, County to Co-host Special 2015 Open Enrollment Meeting for Retirees on November 6

The 2015 Open Enrollment period for your County of Orange benefits begins November 1 and continues through November 21 of this year. You will be sent your enrollment packets on or before November 1st and will have the opportunity to review  your current plan and your new 2015 rates. During the open enrollment period you will be given an opportunity to make any changes to your health care plan for 2015. 
2015 medical plan changes and rate increases/decreases may affect your decision to keep or change your current coverage.  If you are a pre-65 retiree, you may note a significant increase in the cost of your 2015 premiums compared to the premiums you are currently paying. This is due to a one-time credit which offset 2014 rates, but is not available in 2015.

The Retired Employees Association of Orange County (REAOC), in cooperation with the County of Orange Employee Benefits staff, is hosting two workshop sessions on Thursday, November 6, 2014, to provide information to help you explore your 2015 plan options.
Due to circumstances beyond our control, the times and subject matters for the meeting have been changed.  Please note the correct information below:

The morning session, beginning at 10 a.m.,
will focus on post-65 retirees.
 The afternoon session, beginning at 1 p.m.,
will focus on pre-65 retirees.
Place:  Orange County Employees Retirement System
2223 E. Wellington Avenue, Santa Ana, CA
Representatives from the health plans and Employee Benefits will be there throughout the day to answer your questions. New 2015 rates for all retiree plans are posted below. Whether you are a pre- or post-65 retiree, if you have any questions regarding plan benefits, options and rates, please consider attending either the morning or afternoon session on November 6. We look forward to seeing you at one of the sessions.
Linda Robinson & Doug Storm, Co-Presidents
Please click on the links below for the charts provided by the County for the 2015 Health Plan rates:

Stockton Bankruptcy Court Ruling 
A ruling yesterday by a judge in the Stockton bankruptcy case has attracted some attention from those who work with public pensions.  Click on the link below to read the ruling: 
The bankruptcy court in the City of Stockton case issued an oral ruling regarding the impairment of pensions in bankruptcy cases (see the ruling above).  This case does not immediately affect OCERS or any of its plan sponsors.  The link below is CalPERS response to the court’s ruling.  REAOC along with OCERS will continue to monitor the Stockton case and will update relevant information as it becomes available.

News, week of October 20, 2014
Bad Math plagues Orange County Retirement System
The Libertarian Reason Foundation that often writes criticisms of public sector employees and their benefits ran this article in the Sunday, October 19 Orange County Register Opinion Section.  Commonly known as a op-ed piece, it presents Reason’s analysis of why the unfunded liability of the OCERS system has grown over the last decade. (More)

Laguna Woods Seniors would like a Marijuana dispensary
According to this Los Angeles Times story, seniors in Orange County’s Laguna Woods retirement community would like a medical pot shop to access the weed for medicinal purposes. (More)
How much financial savvy does American’s older population really have?
This article from Pension 360 presents that the older U.S. population is ill equipped to take responsibility for their retirement security. (More)
99 ways to boost public sector pensions
The Los Angeles Times reports on the decision of the CalPERS Board earlier this year to add 99 compensation items, which the article calls “sweeteners” that will boost pensions.  The article gives examples of such “sweeteners” for the City of Fountain Valley police officers, and reports that Governor Brown wants the action reversed and that it caused alarm on Wall Street.  Also, that this action increases pension costs of cities that are already reeling from high and rising pension costs. (More) 
Orange County firefighters could lose overtime “perk”
The Orange County Register reports that firefighters have been able to inflate overtime pay by counting some vacation hours as time worked.  A proposed new contract would end this practice, saving an estimated $1.7 million a year.  Firefighter pension contributions are also an issue. (More)
Real reasons pensions are under funded
A Public Sector Inc. article says it is not extreme benefits, loopholes and abuses.  It is flexible public sector accounting rules and weak or non-existent funding mandates enabling on-going underfunding.  Politicians can hide costs and postpone payments to the future. (More
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P.O. Box 11787
Santa Ana, CA  92711-1787


Our office hours are Monday through Friday from 8:00 AM until 12:00 PM.

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